Ngezantsi siza zichaza umahluko
Unencwadi ibango ngokuchasene bankrupt inkampani, ukuze ithemba ukufumana intlawulo, kufuneka ufake isicelo ukuze ibango kwi-bankruptcy amatyalaXa inkampani lahluleka, amatyala ingaba ihlawulwe (phantse zange ngokupheleleyo) nge-ethile umgaqo-nkqubo zilawulwe nge Inkundla, apho kuthatha igama"bankruptcy"okanye ngokulula"ukungaphumeleli". Ukulawula bankruptcy, Inkundla wonyula elinolwazi (ngokubanzi esikhethiweyo ukususela phakathi accountants okanye abaqondisi-mthetho): ebizwa-bankruptcy trustee. Ezinye iimali-mboleko zibizwa ngokuba"okhethekileyo"ngenxa indalo, usuke waba ukuba, ngokumayela ezinye iimali-mboleko (umzekelo, abo abasebenzi), kwaye ingaba ke imali yokuqala lomnye. Zonke ezinye iimali-mboleko zibizwa ngokuba"unsecured": yokugqibela ingaba imali emva intlawulo kwi-uzaliswe secured creditors, soloko phambili esebenzayo kwaye, kwimeko i-ilingana no-percentage nazo zonke ezinye unsecured creditors. Ukuba ikho le umzekelo ka-lodgement kwaye inxaxheba kwi-kokuva akusebenzi necessarily ube lawyer. Ngamnye creditor (inkampani okanye private ummi) ingaba umsebenzi independently. - okhethekileyo isicelo kuvunyelwa ukuba"egqithileyo"(hayi wayekhonza ezikhethekileyo: into ebalulekileyo kukuba sibonakalise uhlobo ibango, injongo credit, neemali owed, amaxwebhu ukuba waseka credit, inkampani ayiphumelelanga, inkampani yi-creditor, inkundla ukuba kuthatha care lomgaqo-nkqubo ka-bankruptcy) - kwimeko inkampani, utyikityo i-umlawuli okanye, naliphi na ityala, isemthethweni ummeli we-inkampani. Isicelo kufuneka ithunyelwe njengoko ifayile ufakelo scanned kwi-pdf, exclusively kwi-PEC (eziqinisekisiweyo zombane i-imeyili) ibhanki ngoku. Ihamba kunye umbuzo,"scanned"kufuneka kanjalo sikhatshwe amaxwebhu ukuba kuvavanya credit. Ekupheleni isicelo, creditor kufuneka attest, phantsi kwezabo uxanduva, ukuba iikopi amaxwebhu wathumela ingaba luthobela yoqobo ngokunxulumene umthetho ka-uhlobo:"NDIBHENGEZA phantsi zethu sole uxanduva, ukuba iikopi amaxwebhu ithunyelwe nge-PEC kwaye ibandakanywe uluhlu ngasentla ezilungiselelwe ZONA luthobela YOQOBO.". Kubalulekile compulsory ukuba qhoboshela ikopi isazisi ihamba kunye iziqinisekiso amaxwebhu ukuba kuvavanya credit bemelwe eyilwayo ka-exchange kwaye cheques kufuneka kuba umthetho kuba zidopozithwe kwingxowamali okuqala e-registry ye-Enkundleni ngomhla okanye phambi usuku kwetyala. I-originals uxwebhu engelilo eyilwayo ka-exchange kwaye cheques kunokuba luncedo i-kokuva ukuba kufuneka, ngokunjalo izinto zifunyenwe PEC wathumela. Lumka kuba zonke izicelo ezenziwe sesi sibini okanye ithunyelwe nge-rhoqo imeyile registry asingawo examined, ngokunjalo imibuzo wathunyelwa umhleli kwi-iphepha ifomati. Isicelo iya kuba kubonisiwe idilesi eziqinisekisiweyo zombane i-imeyili kwi apho ukufumana zonke uthungelwano. Kwimeko apho kufunyenwe okanye omissions kwi yinxalenye eziqinisekisiweyo e-mail zonke communications iya kwenziwa kuphela yi-idiphozithi entendelezweni registry. Ukuphepha nakuphi na impazamo okanye ukushiya isenzo ukuba babe ecaleni umbuzo, kuyinto efanelekileyo ukuba bafuna uncedo kwi elinolwazi, ingakumbi ukuba amaxwebhu imbaxa.
I-deadline kuba kokufaka isicelo ufumana amashumi imihla ukususela ngomhla we-kokuva ukuze liqinisekise ka-iimfanelo"nto leyo communicated ngokubanzi yi-liquidator bonke creditors asele evela iyabala iimbali.
'Umthetho kuba Bonke' a newspaper waseka yi-avv
Kusenokuba kunjalo ukuba nawuphi na creditor akakwazi ukufumana isimemo ibhanki ngoku ukuba ingxelo yokhuseleko umbuzo: oku kwenzeka rhoqo, ngokusebenzisa siphene ibhanki ngoku, kodwa ngenxa yokuba inkampani ayiphumelelanga alifumanisanga ingenile creditor phakathi yayo iyabala iimbali okanye xa ibhanki ngoku ayiyo zilawulwe aukubuyisela zonke yenkampani amaxwebhu ayiphumelelanga. Kwezi iimeko, kuyenzeka ukuba ufake isicelo ngexesha libazisa (ebizwa-umbuzo ka emva kwexesha) ukuba, essentially, ingaba na iziphumo ilahleko naliphi na ilungelo kufuneka ungeniswe, ngaphandle kokuba imibuzo ultra emva kwexesha. Izicelo zingeniswe ngaphezu kwiintsuku ezingamashumi amathathu ukusuka kokuva ukuze liqinisekise ka-iimfanelo kwaye, naliphi na ityala, hayi ngaphaya ezilishumi nambini kwi-filing yomiselo ka-enforceability ye-egqithileyo imeko"ingaba semthethweni, nkqu ukuba emva kwexesha. Kule meko, uza kusoloko kufuneka ilungelo lokuthabatha inxaxheba yosasazo ye-sums. Ukuba uqinisekise indawo ephelela kuyo le yokugqibela elithi, ngokucacileyo ngu - filing umhla"ummiselo wonyaka enforceability ye-egqithileyo imeko"uyakwazi uqhagamshelane umhleli okanye ujonge kwi-ofisi Chancellery ye-bankruptcy Inkundla. Zonke izicelo ze zingeniswe emva deadline kubonisiwe ngasentla (omnye ngonyaka ukususela ngomhla we-filing yomiselo ka-enforceability ye-egqithileyo urhulumente ingabi nako ngaphezulu kufuneka ungeniswe, kwaye kwangoko credit zingalahleka, ngaphandle kokuba creditor ungqina ukuba ukuba libazisa ayikho ngenxa kuye. Oku ubungqina phantse ukwenzeka ukubonelela ngenxa, a unyaka emva ukungaphumeleli, kunzima ukuba kuvavanya ukuba i-non-kukawonke-wonke ye-creditor aukubuyisela yakhe wakhe umniki ayikho ngenxa neglect. I-undersigned M H i Kwaye I Kwaye admission ukuba bankruptcy amatyala alo credit kuba sum zilandelayo amaxwebhu:))) INDICAai injongo emva unxibelelwano zilandelayo idilesi eziqinisekisiweyo zombane i-imeyili. INDAWO KWAYE DATATIMBRO KWAYE UTYIKITYO ndinguye aware ukuba nawuphi na ubuxoki declarations ingaba wayesohlwaywa pursuant kwi-mthetho ikhowudi kwaye ezikhethekileyo nemithetho esebenzayo kulo mba, phantsi sole uxanduva, ukuba iikopi amaxwebhu ithunyelwe nge-PEC kwaye ibandakanywe uluhlu ngasentla ezilungiselelwe ZONA luthobela YOQOBO. INDAWO KWAYE DATAFIRMA Kuwe qhoboshela i-non-angqinwe ubunyani photocopy zabo isazisi. Ingxelo emfutshane ingxelo ye-iinyaniso kwaye iziqalelo ze umthetho ukuba eyiyo izizathu kuba imfuneko. R, nge eyahlukileyo uphawu iyonke sum kwaye kusenokwenzeka accrued ukuya kwi. kwaye elandelayo omnye, okuchaza ukuziphatha yintoni efunekayo ukuze unyango ka end budlelwane kwaye njengoko ukuba iwonga revaluation ye-ukusetyenziswa kwemali - quantification ye-credit kuba revaluation ye-ukusetyenziswa kwemali ukususela ngomhla maturity bawo de umhla liqinisekise le amatyala fixed kuso isihlalo kwaye credit kuba statutory inzala yezavenge isixa ukuba abe revalued ngexesha elinye umhla - qaphela inkcitho kwaye imirhumo isixa-credit kunye uphawu advances ngaphambili wafumana - incwadi ukumiselwa okanye isivumelwano ka-consultancy okanye ngentsebenziswano, othile phambi bankruptcy - oluneenkcukacha ingxelo ye-imisebenzi ngqo bamthwala ngaphandle, uzalise kunye ukuxhasa ubungqina, oko kukuthi, ezininzi ezibalulekileyo izenzo kuzo iindawo kwi-ibe - iikopi ii-invoyisi esikhutshwe bankrupt inkampani, apho ngenxa kwi-amatyala ka-commissions okanye ucaphulo analytic i-akhawunti ye-iintengiso - ukhuphelo"Eyodwa Imodeli"yi-sikhokelo ngokokuba kufutshane kwayo umqulu ishishini IRHAFU) kwiminyaka oko waphakama, izizathu umniki - ingxelo eqinisekisa inani labasebenzi kwi-ixesha apho baya waphakama, izizathu umniki - ingxelo eqinisekisa ukusetyenziswa kwempahla eyinkunzi kwi-nokusebenzisa entrepreneurial umsebenzi, ngokunjalo umgangatho izinto ekhutshwe neenkonzo rendered, idla kwi company - isiqinisekiso i-prefect kwaye C. eqinisekisa i-qualification ka-cooperative imveliso kwaye umsebenzi - ezeleyo-umbhalo ukhuphelo memocomment kwaye amanqaku of association ihlala isebenza ngexesha i-onset ye-credit, kunye uluhlu abasebenzi abakhoyo amalungu cooperative - ezeleyo-umbhalo ukhuphelo uhlahlo-lwabiwo-mali, kunye ingcaciso gabalala izikhumbuzo kwaye abalawuli ingxelo, ngokokuba kufutshane kwayo ixesha apho kuya unyuke kwi-credit - ezeleyo-umbhalo ukhuphelo memocomment kwaye amanqaku of association ihlala isebenza ngexesha i-onset ye-credit, kunye uluhlu lamalungu ekubeni zonke qualification ka-umlimi - ezeleyo-umbhalo ukhuphelo uhlahlo-lwabiwo-mali, kunye ingcaciso gabalala izikhumbuzo kwaye abalawuli ingxelo, ezinxulumene ixesha apho kuya unyuke kwi-credit - akhawunti ingxelo ye-eyenziweyo ukuba yenzekile phezulu ngexesha ukuphelisa le isivumelwano okanye bankruptcy isibhengezo - amaxwebhu attesting i kunokwenzeka ubungakanani kunye umhla ezithile phambi bankruptcy isibhengezo - ikopi zonyaka ka-akhawunti ye-imisebenzi bamthwala ngaphandle kunyaka ongaphambi isibhengezo ka-bankruptcy - repayment isicwangciso outlining singekalindelwa bahlala unpaid, ingaba ecacileyo kuba inqununu isabelo kwaye inzala, isabelo, ngoko ke njengoko ukubonisa ngokucacileyo ukuba residual eyinkunzi kunye enxulumene share inzala kanjalo kuba determination ye-temporality ka-elilodwa eks unguye. - ukhuphelo isihloko attesting umnini-propati kuyo ulawulo lomthetho bankrupt, ekubeni othile phambi bankruptcy emva kokuba isigwebo ka-bankruptcy, inkampani sele ekhutshwe a qaphela ye i-guquko lomdlalo kwi ibango. thina ukongeza koku, umzekelo, ngokusebenzisa i-pec, kuba lodgement kodwa ibhanki ngoku phaya, kwaye asivunywanga. Ngoko emva irhafu-zincwadi, onikiweyo ukuba ibhanki ngoku sele ulucimile umzekelo, qaphela ngokutshintsha ukuba waba ekhutshwe (credit ilahleko) wenziwe wacela. nolu bemangalisiwe ukuba kuba irhafu ngeenjongo ichanekile, ezifana imbambano ngenxa credit thina thathwa ngu ezithile kwaye provable. Ndingathanda kindly ukwazi zingaphi abasebenzi ingaba ngokwaneleyo ukuba derail inkampani ukuba yithi rhoqo akahlawuli abasebenzi bayo. enkosi ndinako umsebenzi wam indlela egqithileyo a ukwakhiwa inkampani hayi ekubeni wenza ishumi-unyaka i-inshorensi-nkqubo kwi-omtsha building mna sele compensated i-inkcitho ezithe kuba indawo ye-defects ingaba ngokucacileyo ngenxa uphumezo imisebenzi, umthetho ka-aph. Xa ulawulo esibhaliweyo izicelo ithunyelwe kwi company kodwa abasokuze yaphendula, ii-invoyisi le inkampani ukuba i-usetyenzisiwe renovations.
