Indlela ende uya kuya prescribes, credit imali inkampani

Inzala endaweni ngu inkqubo kwi-emihlanu

Statute ka-kwezixhobo zokusebenza: iibhanki, - mali, imithetho eyilwayo ka-umbane, igesi, amanzi, kukrazulwa, kwaye umthengi izintoKuba ezi-mboleko, idla, emva lokuqala esilumkisayo ye-creditor, ingaba eliphetheyo ye-credit imali inkampani leyo, kunye techniques ingakumbi invasive, bombard i-debtor ka inombolo imimiselo. Yinyaniso, nangona kunjalo, ukuba njengoko latins osetyenziselwa ndithi,"amazwi iphaphazela, imibhalo bahlala": ngoko ke, fury ka-ifowuni unxulumano ukuba musa ukushiya into kwi-ikhasi ka-iphepha, nayo, kulula ukuba credit prescribes. Yiloo nto, ke ngoko, kubalulekile ukugcina engqondweni yintoni ngokwemiqathango yecandelo le-prescription ezinjalo amabango: ukuqinisekisa ukuba, emva aliqela eminyaka, unxulumano lwe imali ka-amatyala kusenokuba zittita kunye elula kunye nokucima mpendulo:"yakho yamatyala emiselwe yi -". oko prescribes kwi-emihlanu, ilungelo imbuyekezo ukusuka bonke abo mthethweni iinyaniso ukuba musa niphakame i-mthetho, okanye isivumelwano. Oku kunjalo, umzekelo, imbuyekezo ezibangela ukuba ukususela infiltration amanzi ezibangela ukususela apartment ngaphezu yaphula ka-ucango of the car, kubalulekile umsebenzi a vandal ekutshabalaliseni a kuba umlilo ukuba waphula ngaphandle kufuphi ye-cracks kwi eludongeni kwi-umda yintsholongwane iingcambu isityalo esilandelayo, njl. zonke ezinye iingeniso uya kupheliswa, apho iminyaka, ngokulawulwa ezizodwa kuvunyelwa ngumthetho. Amatyala lwayo oluvela a mortgage, iimali-mboleko okanye financing (installment intlawulo) iya kuba forfeited kwi apho iminyaka.

Imithetho eyilwayo enxulumene noku (igesi, amanzi, umbane, inombolo), ngokunjalo yonke into ukuba kufuneka ihlawulwe kwi-kubhekiswa ngonyaka okanye amaqhekeza a unyaka uya kuphelelwa emihlanu ukususela ngomhla kuphele.

Ukuba ii-invoyisi kukho ngokulawulwa a lawsuit, igama elithi ufumana ishumi emva kweminyaka isihlalo. Purchases ka-consumer izinto (umzekelo, ukuthenga a mattress, ibhetri ka-pots kwaye pans, ifenitshala yendlu) ziya inkqubo kwi-iminyaka elishumi. Kwisithuba seminyaka emithathu iingcali (ezifana abaqondisi-mthetho, accountants, doctors, engineers, architects, njalo-njalo) unako ndimbuza kuba intlawulo imirhumo.

Ngaphaya ezi ixesha imida, njengoko kwakuchaziwe, creditor ayikwazi ndimbuza kuba nantoni na.

Nangona kunjalo, umthetho umisela ukuba ezi imida zibe interrupted kunye kweenkonzo kwi-debtor ka-incwadi kulandelwe isaziso. Izinto zifunyenwe okanye isaziso ye-kulandelwe qaphela ndiya qala kwakhona, ixesha prescription. Umzekelo, ukuba ityala isivumelwano kwi- inkqubo, ngo, kwimeko apho kukho incwadi kulandelwe isaziso kwi, prescription iza kuzalisekiswa ngowama.

Engalunganga iindaba kuba abo asingawo aware ukuba ityala ubizwa amiselweyo kwaye ahlawule ngokulinganayo.

Ngeli xesha kuba prescription ka ityala xa kokuba iqale

Eneneni, zasekuhlaleni ikhowudi amise ukuba ngaba akunjalo, unelungelo lokuba a refund ukuba ufuna (intentionally okanye ignorantly) ihlawulwe a ityala waya kuchaziwe. L interruption ye-prescription inikeziwe kuphela kunye kulandelwe isaziso, okanye nayiphi na ukuba kuyacetyiswa kuba revenge ye-credit gcina ukuwaphula. Imibulelo, wathumela ileta ekupheleni revenge ye-credit ngu kulandelwe: ngabo enye into. ingxaki kukuba financing wayeneminyaka engamashumi amabini anesihlanu eminyaka eyadlulayo kwaye ukususela ngoko ke ndina-zange kubekho nawuphi na uqhagamshelane ukusuka nabani na. ngokunxulumene nawe, waba ukuba statute ka-kwezixhobo zokusebenza. kwangaphambili ndiyabulela kuwe, molo, ndifuna buza umbuzo. Kwaye, ngaphezu kwazo zonke, lokwaluka ye-credit yi-holder ukuba inkampani ye-credit imali ingaba ukuqala ukusuka kwiqanda ixesha. Mna ke ixhuamne ngalo inkampani abo bathabatha phezu ityala lam kuba non-intlawulo isixa-mali ngenxa kwi-credit card non-intlawulo imihla emva ixesha phambi. I company sele wabhala ityala kwi, kwaye kuphela kwi, bathumela kum a ebhalisiweyo ileta. I-prescription iqala ukusebenza ukususela okanye. Siyabulela kwaye okulungileyo mini 'Umthetho kuba Bonke' a newspaper journalism waseka yi-avv.