Bank ngoku ii-akhawunti - njani vula imali mntu ubhubhileyo

Xa wayemthanda omnye iphumeza ukuba ngcono ubomi, ii-akhawunti, kwaye efakwa ebhankini kuye egameni credit maziko ezivalekileyo ukususela iindaba ukufa

Kodwa ngaloo ndlela kuyenzeka ukuba vula nabo kwaye, umgangatho indlalifa ukuqokelela imali othe wena anelungelo.

I-bank iya kuqhubeka a block ka kakuhle, apho uza kuba"okokugqibela"enye kanye apho kuya kuba zaziswe ukufa isiqinisekiso (obtainable e Umasipala). Kwincopho, nangona kunjalo, awuyi kukwazi ukuba"vula"imali bade ufake i-credit iziko kwaye dossier lwamaxwebhu ukuba kuza kuvumela ukuba vala ukuziqhelisa kunye bank, esikhutshwe yi-national Revenue-Arhente territorial kwimimandla ephantsi kolawulo lwesixeko, ngaphakathi apho ibe inferred ngokucacileyo i inkcukacha izinto kwaye wabhengeza ixabiso (oko kukuthi, kunjalo, kuba kaloku kanjalo bank i-akhawunti). Hayi zonke iibhanki kulandela i-mpuluswa indlela xa sukuba zama ukuhlola ngenyameko ukuziqhelanisa ka-succession. Kulandela ukuba ngelixa abanye lenders babe cela a deed ka-ukwazisa info: whatsthis ngaphakathi impahla lwamaxwebhu kufuneka kufumaneka ukuze vula imali. Kodwa kunye enjalo umehluko. yi-wonke umthetho wenza phambi Notary (notarial attestation), okanye phambi umabhalane Wenkundla (isibhengezo nge inkundla). Nolu ezimbini subscripts ingaba langaphandle ukuze succession, alenze luxanduva isiqinisekiso ngokubhekiselele i-devolution ye-lifa. Ukongeza kwi-isibhengezo ezakwa-kukawonke-wonke ye-subscripts ukuba succession, ubizo: explicit kwi-zomthetho we-isifungo, isiqinisekiso iza kuqulatha umhla nendawo ukufa, lakhe personal data, indawo yokugqibela domicile kwaye habitual yokuhlala, kwaye. Kwimeko apho kungekho itestamente, uluhlu legitimate ziindlalifa zobukumkani, ingxelo epheleleyo personal iinkcukacha, isibhengezo kufuneka kanjalo ziqulathe iinkcukacha ukupapashwa olu xwebhu, uluhlu abantu abakhoyo ekuthiwa njengoko ziindlalifa zobukumkani kwi-itestamente, uluhlu legitimate ziindlalifa zobukumkani kulo msitho ukuba testator akusebenzi bark, zilahliwe yakhe yonke ipropati, ngaba kunokwenzeka ubukho be banyanzeleka ziindlalifa zobukumkani, asiyiyo kuxelwe i-itestamente, isibhengezo ukuba yokugqibela iza kwaye itestamente elawula succession ngu yokugqibela elisebenzayo kwaye ngokuchasene efanayo asingawo ezinikezelwe isibheno. I-attestation kufuneka aphinde abonise ukuba kukho amanye amaqela abo kuba nalungelo ilifa, engelilo ezo zidweliswe ngasentla, ukuba ziindlalifa zobukumkani kuba nako ukusebenzisa umthetho kwaye phakathi kwaye edibeneyo survivor ngu-hayi kuba intervened kwi res judicata isigqibo okunokukhethwa kuko kunye tyala okanye isigwebo ka-wokuqhawula umtshato okanye cessation ka-zasekuhlaleni iziphumo ye-mtshato okanye ukuchithwa kwezindlu kwizakhiwo, kwaye ukuba phakathi kwabo kwakukho i-statutory matrimonial ipropati regime le yindlela isibhengezo made waza watyikitywa efanayo anomdla. Apha kuwe attest ukuba iinyaniso enxulumene devolution ye-lifa I-subscriber ngu angqinwe ubunyani alternately yi-umabhalane Wenkundla okanye nge notary-wonke okanye town clerk, okanye ezinye isixeko esemthethweni wonyulwa yindlu Mayor. Onjalo uya ziqulathe izikhokelo likhethekileyo ikhomishini mthetho Ngolwazi oluthe vetshe, okanye kuba isemthethweni inkxaso ngokumalunga noku, uyakwazi qhagamshelana nathi usebenzisa efanelekileyo icandelo zethu portal.